Danish Mutual offers a wide range of products to meet your residential insurance needs. We offer policies providing broad protection for owners of dwellings, condominiums, and mobile homes, as well as renters. The Danish Mutual policies provide protection for your dwelling, personal property, other structures on the premises, and coverage for additional living expenses you incur when your residence becomes untenable as a result of a loss covered by your policy. We also include personal liability protection to protect you in situations where you are help responsible for injury to another person or damage to another person's property. We provide policies insuring your property on either a replacement cost or actual cash value basis.
Danish Mutual is also one of the limited number of companies able to offer equipment breakdown coverage. This optional coverage will insure you for loss to your heating and central air conditioning systems, water heater, and other permanently installed systems in your dwelling. Please contact your local Danish Mutual Insurance agent for more information about this valuable coverage.